Leverage Investments

Last two years- W-2 statements
Pay Stubs within the last (30) thirty days
Last three months of bank statements
Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts
Photocopies of any stocks or certificates of deposits
Copy of the purchase and sale agreement
If you are currently renting….either 12 months canceled rent checks or the name and address of your current landlord
If divorced…a fully executed divorce decree
For a refinance...a copy of the deed, and most recent tax bill
A letter of explanation for any known credit problems

For self employed borrowers, employed in sales, paid by commission, or owns rental real estate:
Two years signed personal tax returns - including all schedules
If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet

Please note that different loan programs require different documentation. Please contact us so we can assist you in finding the right program for your needs.